Best Health Insurance Company in USA

Check Out Here The List Of Private Health Insurance Company

Health Insurance

Insurance that covers medical expenses that arise due to illness is known as Health insurance. These expenses are related to hospitalization costs, medicine costs, or doctor consultation charges. There are many health plans offered by different companies as contracts between an insurer and policyholder. The policyholder pays an insurance premium to the insurance company in return the insurer pays for medical expenses incurred such as hospitalization, daycare, post and pre-hospitalization charges, etc.—by the insured.

Health insurance plans for family

Medical care for families is essential nowadays. Family health insurance provides coverage to the entire family against medical expenses that are caused due to an emergency or any other medical problems. The policyholder gets a variety of family health insurance plans with good benefits covering a network of many cashless hospitals with quick claim settlement. A family health insurance plan is a type of medical insurance that covers entire family members in a single insurance policy. Under such a plan, a fixed insured sum is shared by all family members with the assumption that not everyone will get sick at the same time. Many family health insurance plans provide cashless hospitalization facilities, and maternity benefits and also cover pre and post-hospitalization as well.

Health Insurance Premium Calculator

A health insurance premium calculator is a free tool that calculates premiums for different health insurance plans as well as compares and examines different medical insurance policies that are covered by the most popular insurance companies online. You can easily compare health insurance plans based on the basis of many factors which include age, gender, profession, number of members covered under a policy, etc. The beneficiary can customize their health insurance policies and can notice any change in health insurance premiums. This way a health insurance premium calculator assists in making a better buying decision.

A health insurance premium is a pre-determined sum of money that needs to be paid by the policyholder to a selected health insurance company in order to get coverage and benefits offered under a health insurance plan. The insurance holder must provide information that includes the sum insured, age, pre-existing illness, the number of members that need to be covered under the plan, etc. All this information acts as a parameter in deciding the amount of premium. If there is an unexpected healthcare emergency for a specific illness, the respective insurance company will pay off the benefits and coverage listed in the insurance plan, as per the terms and conditions mentioned in your health plan.

Health Insurance Plans for Senior Citizens

Older people are more prone to different diseases and health problems as compared to younger people. The treatment of old age-related health problems is not only expensive but is also long-term. Senior citizen Health insurance is the type of health insurance plan covering medical expenses incurred due to illness of people above 60 years old. It provides preventive health check facilities to the elderly and cashless hospitalization at network hospitals of the insurance company. It covers pre-existing diseases, hospitalization expenses critical illnesses, and pre and post-hospitalization expenses.

Top Health Insurance Companies in the USA

In the United States, there are a number of private healthcare insurance companies. In the year 2020, the accident and health insurance premiums reached $1.25 trillion compared to $680 billion in 2011.

1) UnitedHealth

UnitedHealth is a diversified health and well-being company whose core capabilities are clinical expertise advanced technology and data and health information. United Health Group services provide its services in more than 130 countries through its two distinct platforms UnitedHealthcare provides healthcare coverage and benefits services while Optum provides information and technology-enabled health services The group invests more than $4 billion in technology and processes approximately 1.1 trillion transactions each year.

2) Kaiser Foundation

Kaiser Foundation operates as a non-profit healthcare organization. The organizations offer allergy, audiology, cardiology, dermatology oncology hospice, laboratory nephrology occupational therapy, pain management pediatric rehabilitation, and pharmacy services. This company has a base of its patients in the USA.

3) Anthem, Inc.

It is a health benefits company that is working to improve the lives of communities better and is devoted to making healthcare simple. Anthem through its affiliated companies serves 106 million people including 42 million with its family of health plans. The group through its health plans has created many HMO PPOs, network-based dental products, different hybrid, and specialty products, and healthcare plans.

4) Centene Corp

Centene Corporation which is a Fortune 500 company is a diversified multinational healthcare corporation that provides a portfolio of services to government-sponsored healthcare programs and focuses on underinsured and uninsured individuals. It operates in 50 states and three overseas markets.  Centene operates in local healthcare plans and offers a range of health insurance solutions. It contracts with other healthcare organizations to provide specialty services like behavioral health, dental benefits, life and health, and pharmacy-based management to care management software, etc.

5) Humana

Humana is a culturally founded corporation aligned to assist members to achieve the best health by providing personalized simplified, whole-person healthcare experiences. Recognizing each person, family, or community healthcare needs to continue to evolve. Humana had created innovative solutions and resources to aid people to live their healthiest lives on their own terms.

6) CVS

CVS Health is a healthcare company that assists people on their path to better health. Through its better health services, plans, and community pharmacists it pioneers a new approach to total healthcare. CVS has around 9,900 retail locations with nearly 1100 walk-in medical clinics, and pharmacy benefits with about 100 million plan members. A diversified healthcare benefits company serves 23.4 million plan members with a dedicated pharmacy care business serving more than 1 million patients every year.


Health Care Service Corporation is a mutual legal reserve company that is the largest customer-owned healthcare insurance company in the United States. The company serves 16 million members in five different states of the US namely Illinois, Montana, New Mexico, Oklahoma, and Texas, and employs More than 23000 people in its 60 local offices.

8) Cigna Health

It is a global healthcare service organization with 165 million customers and patient relationships in over 30 countries and jurisdictions. Its insurance products include healthcare insurance for individuals and families, dental insurance plans, Medicare plans, etc.


The Healthcare sector is having many big players in Insurance throughout America. Each healthcare company offers different products to its customers. The most important of them is healthcare policies that cover different illnesses of the customers.


Top 10 health insurance companies in the US

Best Health Insurance Company in USA